When you use your Stepha Crypto Card to make purchases in a currency other than USD, the transaction is automatically converted from USD to the local currency at the time of purchase.
The exchange rate applied is based on the current market rate plus a 2.5% foreign exchange (FX) fee.
This fee helps cover the costs of real-time conversion and network processing, while allowing you to spend your stablecoin balance conveniently anywhere Visa is accepted.
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